How much can I borrow? This is one of the most often asked questions for home buyers.

When you apply for a home loan, the lender will determine your borrowing power or maximum loan amount from your financial situation.
This is calculated by your before tax income plus other income such as:

• Family assistance
• Rent on investment properties
• Dividends in shares.

The lender will also look at your expenses, such as:

• Number of dependant children
• Credit card limits and balances
• Living expenses

To know exactly how much you can borrow and have a peace of mind when looking for your home, please fill in the short calculation form below and our loan specialist will provide you with an exact amount in a time that suit you.

(We don’t provide an online calculator as it only provides a general guess and does not take into account your individual situation)