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Rate Minimizer – Fix Rate 3years

If you're worried that interest rates may rise in the next few years, locking in an interest rate can be your security against rising repayments.

5 Golden Features that can save you thousands

1 Really low locked in rate

1 Extra repayment at no cost

1 Fee Free Transaction Account

100% LVR

tickSplit anyway you like

Suitable for: More conservative home buyers, refinance with a budget

 

 

Rate & Charges

 

Interest rate

6.99%p.a* (fixed 3years)

Revert rate

8.24%p.a

Application fee

Nil

Establishment fee

$300 (one off)

On-Going fee

Nil

Loan Details

 

Loan Amount

unlimited

Loan Term

10-30years

Max LVR* without LMI*

80%

Max LVR with LMI

100% (95% for investment)

Repayment

Principal and interest

Repayment Cycle

Weekly, Fortnightly & Monthly

Interest Only

Yes (max 3years)

Features & Benefits

 

Fee Free Transaction A/C

Yes

Additional Payment

Yes

Redraw

Yes

Internet Banking & telephone account access

Yes

Split Loan Account

Yes

Portability

Yes

Repayment Holidays

Yes

LVR:Loan to Value Ratio

*(CPR 7.89%p.a)

LMI: Leader Mortgage Insurance

 

You've better things to do than deal with finances, So if you want to buy or refinance your home, contact us & we will take care of that.

 

Variable rate

 
   
 
 

Loan Products

Standard variable
Intro rate loan
Fixed rate loan
Construction loan
Lo doc loan
Apply process
 
   
       
     

 
 
   
     
   

 


   
 
 

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